Explanatory Notes to Welfare Reform and Pensions Act 1999

Section 1: meaning of “stakeholder pension scheme”

Section 2: Registration of stakeholder pension schemes

Section 3: Duty of employers to facilitate access to stakeholder pension schemes

Section 4: Obtaining information with respect to compliance with section 3

Section 5: Inspection of premises

Section 6: Application of certain enactments

Section 7: Reduced rates of contributions etc: power to specify different percentages

Section 8: Interpretation of Part I

Section 9: Monitoring of employers’ payments to personal pension schemes

Section 10: Late payments by employers to occupational pension schemes

Section 11: Effect of bankruptcy on pension rights: approved arrangements

Section 12: Effect of bankruptcy on pension rights: unapproved arrangements

Section 14: No forfeiture on bankruptcy of rights under pension schemes

Sections 15-16: Excessive pension contributions made by persons who have become bankrupt

Section 17: Compensating occupational pension schemes

Section 18: Miscellaneous amendments

Paragraphs 1 and 2: Income payments orders against pension payments

Paragraph 3: Extended meaning of “personal pension scheme”

Paragraph 4 : Revaluation of earnings factors: meaning of “relevant year”

Paragraph 5 : Interim arrangements

Paragraph 6: Effect of certain orders on guaranteed minimum pensions

Paragraph 7 : Mandatory payment of contribution equivalent premium

Paragraph 8: Payment by Secretary of State of unpaid pension contributions

Paragraphs 9 to 11: Supervision by the Occupational Pensions Regulatory Authority

Paragraph 12: Occupational pension schemes: institutions who may hold money deposited by trustees etc.

Paragraph 13: Annual increase in rate of pension

Paragraph 14: Occupational pension schemes: certificates etc. relating to minimum funding requirement

Paragraph 15: Excess assets of wound up schemes

Paragraph 16: Pensions Compensation Board

Paragraph 17: Diligence against pensions: Scotland

Paragraph 18: Pensionable service

Paragraph 19: Occupational pension schemes: rights of an employee who is director of a corporate trustee

Section 19: Pension sharing orders in England and Wales

Section 20: Pension sharing orders in Scotland

Section 21: Sections 25B to 25D of the Matrimonial Causes Act 1973

Section 22: Extension to overseas divorces etc.

Section 25: Power to make consequential amendments of Part III.

Section 27: Scope of pension sharing mechanism

Section 28: Activation of pension sharing

Section 29: Creation of pension debits and credits

Section 30: Calculation of cash equivalents

Section 31: Reduction of benefit

Section 32: Effect on contracted-out rights

Section 33: Time for discharge of liability

Section 34: “Implementation period”

Section 35: Mode of discharge of liability

Section 33: Time for discharge of liability

Section 34: “Implementation period”

Section 35: Mode of discharge of liability

Section 36: Safeguarded rights

Section 37: Requirements relating to pension credit benefit

Section 101K

Section 38: Treatment in winding up

Section 39: Public service schemes

Section 40: Other pension schemes

Section 41: Charges by pension arrangements

Section 42: Extension of scheme-making powers

Section 43: Power to extend judicial pension schemes

Section 44: Disapplication of restrictions on alienation

Section 45: Information

Section 47: Shareable state scheme rights

Section 48: Activation of benefit sharing

Section 49: Creation of state scheme pension debits and credits

Section 50: Effect of state scheme pension debits and credits

Section 52: Preservation of rights in respect of additional pension

Section 53: Extension of entitlement to state Maternity Allowance

Sections 54-56: Benefits for Widows and Widowers

Section 54: Bereavement Payment

Section 55: New allowances for bereaved spouses

Section 56: Additional Pension

Sections 57-58: Work-Focused Interviews

Section 57: Work-focused interviews

Section 58: Optional work-focused interviews

Sections 59-60: Jobseeker’s Allowance

Section 59 and Schedule 7: Joint claims for Jobseeker’s Allowance

Section 60: Special schemes for claimants of Jobseeker’s Allowance

Section 61: Incapacity for Work

Section 61: Incapacity for work: Personal Capability Assessments

Sections 62-65: Incapacity Benefits

Section 62: Incapacity Benefit: restriction to recent contributors

Section 63: Incapacity Benefit: reduction for pension payments

Section 64: Incapacity benefit: persons incapacitated in youth

Section 65: Abolition of Severe Disablement Allowance;

Sections 66-67: Disability Benefits

Section 66: Attendance Allowance

Section 67: Disability Living Allowance

Sections 68-72: Miscellaneous Provisions

Section 68: Certain overpayments of benefit not to be recoverable

Section 69: Child Benefit: claimant to state national insurance number

Section 70: Welfare benefits: miscellaneous amendments

Section 71: Sharing of functions as regards certain claims and information

Section 72: Disclosure and use of information

Sections 73 & 74 (and Schedules 9 and 10): New threshold for primary Class 1 contributions

Sections 75 and 76: Earnings of workers supplied by service companies etc.

Sections 77 and 78: National Insurance Class 1B contributions

Section 79: measures to reduce under-occupation by housing benefit claimants

Section 80: Supply of information for child support purposes

Section 81: Contributions and pensions administration

Section 82: Authorisation of certain expenditure

Section 83: Regulations and orders

Section 84 Consequential amendments etc.

Section 85: Transitional provisions

Section 87: Corresponding provision for Northern Ireland

Section 88: Repeals

Section 89: Commencement

Section 90: Extent

Section 91: Short title, general interpretation and Scottish devolution