Consumer Rights Act 2015, section 49

Service to be performed with reasonable care and skill

PART 1 Consumer contracts for goods, digital content and services

(1)Every contract to supply a service is to be treated as including a term that the trader must perform the service with reasonable care and skill.

(2)See section 54 for a consumer's rights if the trader is in breach of a term that this section requires to be treated as included in a contract.

Definitions used in section 49 3

contract to supply a service

(4) A contract to which this Chapter applies is referred to in this Part as a “contract to supply a service”.

Defined in s.48(4) · see it in the full Act
Trader

(2) “Trader” means a person acting for purposes relating to that person's trade, business, craft or profession, whether acting personally or through another person acting in the trader's name or on the trader's behalf.

Defined in s.2(2) · see it in the full Act

(8) In this paragraph “trader” has the same meaning as in Part 1 of this Act .

Defined in Sch.5 para.27(8) · see it in the full Act
Consumer

(3) “Consumer” means an individual acting for purposes that are wholly or mainly outside that individual's trade, business, craft or profession.

Defined in s.2(3) · see it in the full Act

Cases considering section 49 8

Philipp v Barclays Bank UK PLC

[2023] UKSC 25 · 12 July 2023Limits

The court cited the provision as a statutory basis for the term requiring reasonable care and skill in supplying services. It does not create discretion to refuse a clear payment instruction which the contract requires the bank to execute (see paras [34]-[36]; [63]-[64]).

Seema Ashraf v Lester Dominic Solicitors & Ors

[2023] EWCA Civ 4 · 13 January 2023

For consumer contracts, the provision confirms that the service must be performed with reasonable care and skill. It supported the court’s description of a solicitor’s core contractual duty to a client (see para [54]).

Hannah Louise Rawson v TUI U.K. Ltd

[2025] EWHC 2093 (KB) · 12 August 2025

The claimant relied on this provision for the implied requirement that services be performed with reasonable care and skill. The obligation was not disputed, and no separate construction issue arose. (see para [6])

What each judgment says about section 49 is in the case-law panel in the full Act.

Explanatory note

242.This Section corresponds to section 13 of the SGSA but, as with all the provisions in Part 1 of the Act, it only relates to contracts between traders and consumers, specifically here, where a trader supplies a service to a consumer. It removes the legalistic reference to an ‘implied term’ that is in the SGSA and simply says that every contract where a trader supplies a service to a consumer includes a term that the service must be performed with reasonable care and skill. The standard that the trader must meet in section 49 and in section 13 of the SGSA however is the same and if the trader does not meet the test of “reasonable care and skill”, the trader will be in breach of contract.

243.“Reasonable care and skill” focuses on the way a service has been carried out, rather than the end result of the service. This means that, if a trader has not provided a service with reasonable care and skill, they will be in breach of this right, whatever the end result.

244.This provision does not include a definition of “reasonable care and skill”. This is to allow the standard to be flexible between sectors and industries. It is also to reflect that current case law provides guidance on this meaning and, further, that future case law might elaborate on that guidance. It is generally accepted that relevant to whether a person has met the standard of reasonable care and skill are industry standards or codes of practice. The price paid for the service can also be a factor in determining the level of care and skill that needs to be exercised in order to be reasonable. For example, a consumer might expect a lower standard of care and skill from a quick and cheap repair service than from a more expensive and thorough one.

245.For example, if an individual engages a high-cost, specialized gardener to landscape his/her garden, that gardening service must be provided with reasonable care and skill. If the gardener does not cut and treat the grass to the industry standard, it is likely that a court would find that the gardener did not exercise reasonable care and skill and the consumer would have the right to remedies (explained below).

All the explanatory notes for the Act

Amendments and notes

2 notes from legislation.gov.uk

Commencement

  1. I51S. 49 in force at 1.10.2015 for specified purposes by S.I. 2015/1630, art. 3(c) (with art. 6(1)) text for certain specified purposes only, see the commentary.
  2. I52S. 49 in force at 1.10.2016 in so far as not already in force by S.I. 2015/1630, art. 4(b) (with art. 6(2)) (as amended by S.I. 2016/484, art. 2)